FAQ
Frequently Asked Questions
Answers to the questions independent professionals most often ask before bringing HTPMarket into their financial routine. If you don't find what you're looking for here, our contact page is the right next step.
What does HTPMarket actually do?
HTPMarket is a platform built for independent professionals who need a clearer view of their cash flow and capital position. It brings together your income patterns, upcoming obligations, and reserves into a single forward-looking picture, rather than a static snapshot of past transactions.
Who is this platform designed for?
HTPMarket is built primarily for freelancers, consultants, contractors, and small practice owners in the UK whose income is variable and who manage their own tax, savings, and reinvestment decisions without a finance team behind them.
Do I need accounting or finance experience to use it?
No. The platform is designed to be usable without prior financial training. It presents information in plain language and visual form, and the methodology section on our About page explains the reasoning behind each view in accessible terms.
How does HTPMarket connect to my existing accounts?
During onboarding you link the income and expense sources relevant to your work. The exact connection options available to you depend on your setup, and our team can walk you through this directly if you get in touch.
Is my financial data kept secure?
Protecting client data is a foundational requirement of how we operate. For full detail on how information is handled, stored, and what rights you have over it, please refer to our Privacy Policy.
Can HTPMarket tell me exactly what my future income will be?
No platform can guarantee future outcomes. HTPMarket works from patterns in your historical and current data to build informed projections, but these are planning aids, not guarantees. We recommend treating every forecast as a working estimate to revisit regularly.
How often should I check the platform?
This depends on how variable your income is and how many upcoming decisions you're weighing. Many independent professionals find a brief weekly or monthly review sufficient, adjusting more frequently around larger financial decisions or slow periods.
Will HTPMarket replace my accountant?
No. HTPMarket is a planning and visibility tool, not a substitute for qualified accounting, tax, or legal advice. It's designed to complement the work of an accountant by giving you a clearer picture to bring into those conversations.
Can I use HTPMarket if my income comes from multiple sources?
Yes. Many independent professionals combine several income streams, and the platform is built to consolidate and reconcile these into one coherent view rather than treating each source separately.
What happens if I stop using the platform?
You're free to stop using HTPMarket at any time. For specifics on account closure, data retention, and any related terms, please see our Terms of Service or reach out to us directly.
How do I get started?
The best starting point is to explore the platform directly or contact our team with any specific questions about your situation. We're glad to talk through whether HTPMarket is a good fit before you commit to anything.
Still have questions?
Reach out and we'll help you understand whether HTPMarket fits the way you manage your work and your money.